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Have been in the car business for over 12-years, before that was a construction manager for over 25-years. My answers are my opinions based either on personal experiance or research. Shortcuts. Fair debt collection/disputing http://www.fair-debt-collection.com/Disputing_Collections/SoL-dispute-letter.html U.S.Bankruptcy courts. http://www.uscourts.gov/bankruptcycourts.html Fair Credit Reporting Act. http://www.ftc.gov/os/statutes/031224fcra.pdf Fair Credit Collection Practices Act. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf Great site for S.O.L. http://www.bcsalliance.com/statute_of_limitations_on_debt.html
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