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RebeccaMI

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  • What do you need to have on your credit to be able to get a loan for a home?

    I am 28 years old and have had a few credit cards for about 10 years. I always pay on time and pay the entire amount. Also, my employment history is consistent. However, that's all that's on my credit. I did not have student loans and I've never had a car loan. (I was fortunate to have had scholarships and been able to save up first and then buy a used car). Basically I don't have any "bad" marks but I don't have any prior loans either. Assuming my income is high enough, is my credit good enough to get a loan for a home?

    5 AnswersPersonal Finance1 decade ago

  • How does information get listed on my credit report?

    Can just anyone list information on a person's credit report? Or does information get listed only by companies to whom a person has given his or her social security number in order to establish a business relationship (like to get a job, loan, or credit card)?

    5 AnswersCredit1 decade ago