I was thinking of getting a loan to pay off my car (just over $11000). I would probably need a co-signer though because my credit isn't very good. Are you more likely to get one with a co-signer or am i screwed either way?
I guess i should explain a little more...i am trying to lower what i would be paying monthly..and thinking maybe i can get a loan which i would be paying less than i am with my normal pymt.
Anonymous
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There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans.html
Hillary
1
Anonymous
People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought<!--by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here,
http://badcredits.awardspace.com/personalloans.htm
These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral-->The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.
Erika
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FaZizzle
I wouldn't advise getting a loan for something like that.
You owe $11,000 to someone. The loan isn't going to make much difference. You're still going to owe it.
I would just pay off the car in chunks, like you have been doing.