I would like to hear from anyone that has ever used a low pay credit card. I got one in the mail that I never requested. I am trying to re-establish credit after a bankruptcy. I already have one credit card with a low credit limit. This Low Pay Credit Card sounds too good to be true. Any info would be helpful.
Finance Guru
Favorite Answer
If you want to rebuild/improve your credit, there are many cards you still qualify for. i use credit card details dot com to find a card that fits my lifestyle. you may want to look under the bad credit section- they dont only have credit cards for people with bad credit but also those working to improve it. i hope this helps you.
Gem
You received the card in the mail and you did not fill out an application or ask for it?
This has "screw you over" written all over it.
And what praytell is a "low pay" credit card? Federal law now mandates a minimum of 2.25% repayment a month.
If you didn't ask for it, I would cut it up and send it with a letter to the company telling them to never contact you, or access your credit files again.
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