Will a simple county mix-up make our purchase agreement void?

Yesterday my fiance and I wrote up a purchase agreement with our realtor stating that the property we're making an offer on is located in X county. Hours later, the realtor called us back saying that the property is really listed in Y county, so a septic and well inspection is required, meaning we had to resign a new contract and tear up the old one. Finally, we come to find that we didn't really need to rewrite the second contract at all because inspections are not required on foreclosed homes. Now that I've thought about it, the contract we submitted has one tiny mistake ... the name of the county. Will this make the contract void, or will the bank still consider our offer?

2008-04-08T05:35:18Z

I honestly don't care to have the inspections done, because it makes more trouble for the bank that owns the property. We are up against a cash offer that probably was made by someone who doesn't care what condition the house is in, so how else could we compete with that?

Besides, I could buy a car with the $16,000 I offered, and that car could be a huge p.o.s. The land itself is worth the $16,000 ... so I'm not worried about it.

Gary Smith2008-04-08T06:45:19Z

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Desiree, Are you working with a Buyers Agent (under a Buyers Agency Agreement)? If not, then your agent may actually be working for the bank. (depends on your State)

I had my septic field replaced 3 years ago for $5,000. If the inspector found that the septic was bad, you could renegotiate with the bank to lower the price.

ALWAYS get a home inspection!

chatsplas2008-04-08T13:18:19Z

Anything dealing with land requires the legal description, which includes correct county. The legal description is supposed to be added and attached to your contract. The bank may consider your original contract, but is not obligated to do so. Certainly your realtor should NOT have made such a mistake, and should explain the mistake to bank when presenting offer.

Anonymous2008-04-08T13:14:51Z

Little Mistake?
if u believe that you need not to be buying any thing.

do what they say or do not buy.

as for the well and spetic inspections,
DO NOt buy a house with out them Or u will not be able to live there and if they FAIL u will spend easy 5000$ - 40000$ to bring them up to code.
the bankers want this info to see if they will get stuck with a lemon.

u need to walk a way . find a copy of 'house buying for dummies' to bring u up to speed on buying houses.

Feeling Mutual2008-04-08T12:26:46Z

The new contract is required as the contract must be filed with the correct county recorder/registrar of deeds.

Brian A2008-04-08T12:29:31Z

I think it would be a big mistake not to get those inspections done whether they are required or not.