what is the best way to start establishing credit?
Credit(what a funny word)
Credit(what a funny word)
Anonymous
Favorite Answer
You can put money in the bank and earn intrest ( ha what a funny word)
Dont forget to make me a best answer.
Wyatt
It can be surprising how many people don't have a credit history. There are actually quite a few older consumers without a very strong credit history. They may have never had any credit in their names. Many wives find that their credit has always been maintained through their husbands. When they apply for something on their own, they have no history. Students, young people, newly single women and many older Americans may find that they are in need of a credit history. Or perhaps you have already established credit, but it is less than stellar. What should you do?There are a few ways. The best way is to simply apply for a small loan or line of credit from your local bank. Make sure that they will report the information to the credit bureau.
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Anonymous
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RE What is the best way to start establishing credit?
Credit(what a funny word)
Yahoouser
One way is to buy of all things jewelry on credit with a deposit.
It is easier to get credit on jewelry just make sure they use a Commercial credit house to give the credit and ask if they report yu r record of payment so you can build up a record for a bank loan in the future.
pay it on time and pay it off a little early.
don't overspend something nice but not over priced or too gaudy.
If is very old fashioned way and it works for first timers better than trying to get unsecured credit like a credit card.
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Yes, being a tuition scholar is in most cases the excellent time to begin constructing credit score. It is less difficult to get a bank card whilst your a scholar given that creditors goal tuition pupils. I acquired my first bank card whilst I was once a tuition scholar and now I have first-rate credit score. I advocate you pay your expenditures in complete each and every month given that the curiosity will in most cases be prime. The Chase bendy scholar rewards card is a well alternative.