I am in A lot of trouble and need some advice on what to do.?

I have went to A debt consolidation place and they advised me to file bankruptcy but in my state it cost about $1500.00 to do that i have been paying some each month but could not come up with the payments they wanted now i it is being turned over to an collection agency or attorney i have no way to defend myself i do not have the money to fight this what do i do PLEASE no nasty remarks i am just seeking some honest "friendly" advice. Thanks.

Anonymous2010-10-01T00:06:03Z

Favorite Answer

Collection Agency should be able to work out payments that work with you. Talk to them and figure out what you can afford and how to go about setting up a payment plan.

Anonymous2010-10-01T07:11:54Z

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Anonymous2010-10-01T07:25:48Z

I really need some advice, i dont know what to do ... That is the situation I am in at the moment. I know my spouse is being unfaithful, but he won't admit ... I caught him a LOT. And he would say, why don't you join me? ...