Does anyone here know about insurance benefits for people who have separated ?

Question

Let me explain. My brother's wife had an affair behind my brother's back. He was in the process of changing jobs at the time. So they separated but have not divorced yet. My brother did not include her in his new job's insurance. They have been separated for over a year now. 

The other day she went to the Doctor for what turned out to be vertigo. She told the Dr. that her husband had not included her in the insurance. (did not tell her they were separated either.)

She said the Doctor had told her that being married to him , he should have included her in his insurance. So they sent my brother a bill for $3000 !! And he is paying for and caring for his 2 kids.
I don't think this is fair at all. She is the one who had the affair and even told him that she did not love him anymore. 

Why should he have to include her in his insurance  if they were not together anymore ? 
Does anybody here have any legal expertise about this matter ? I would appreciate it very much. 
And No, don't think it is me saying that it is my brother . It really is my brother. Otherwise I would say so. I am not shy in telling the truth.

sweet.caroline · Accepted Answer

do they have a legal separation?  A legal separation wills pecify what responsibilities each has.  It might also set child care for the wife to pay if the husband has the kids.  If she has the kids, then he would be required to have insurance for the kdis if he is eligible for it.  Has he put an ad in the paper to say that he is separated and he is not responsible for debts of his wife?

Your brother if he has not done this needs to do that immediately and sue for separate maintenance or for divorce. He may be held responsible for her charge cards and other bills if she were to run up expenses.  He needs to go immediately and file for legal separation if not for divorce.  If he has been separated for a eyar, the can get a divorce in most states whether she liked it or not.

There is a question as to whether he is responsible for her debts and he could be.  I have no idea why he would wait all this time and not take some legal action.  He needs to see an attorney as soon as possible.  I would not pay the bill but send back to the doctor to say that he and his estranged wife have been separate for over a year and she is responsible for her own expenses and that he is not responsible.  Whether he is or not is up to a judge, but he should send back to doctor as soon as possible. If she knows the wife's address, he should include that as well.  I do not know if there was a payment for his wife being added to his insurance. If not, then he was foolish not to include her until they were legally separated or divorced.  he should go through with it now and state when separated and have judge tell her she is liable for the bill.  $3000 is pretty high for vertigo and exam.  He needs to do something immediately or he could have much higher bills.

Ti · Answer

Life isn't fair ins't it?
Since your brother is still married to the witch, he is responsible for her medical expenses. It is his fault, he should have included her on his insurance policy. Her morals are irrelevant.

Why didn't your brother file for divorce?

Linda R · Answer

As long as they have not divorced....HE is responsible for health insurance for her - unless she is paying for her own - no matter why they are not together anymore.

Does anyone here know about insurance benefits for people who have separated ?

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