I might be switching jobs and just want to see what kind of average price of health insurance people are paying. see if this new job offers a decent package.
My current job is at a huge multinational corporation and i pay right around 80 bucks a month for me and my wife, the new place says its $257 per two week pay period. 50% cost i think they said. is that normal? thanks for your input.
StephenWeinstein2010-10-12T15:00:52Z
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Charging you $257 per two weeks and saying that is 50% means that the total cost (their 50% plus your 50%) is $514 per two weeks (for both of you, combined), which is $13,364 per year per two adults, or $556.83 per month per person. That sounds normal, maybe even towards the low side. The normal range is $400-$1000 per month per person.
The company where you work now is probably paying 80% or more themselves or just charging you a symbolic amount to discourage you from carrying multiple policies (which do not provide additional benefits, but do create additional paperwork).
My company has amazing insurance. For my family of 3 it is $60 a month. Includes: Blue Cross PPO, Dental, Vision, Wellness, etc. Co-pays are low if you stay in network. Dental is still ridiculously dumb.
Unfortunately, because the company kicks in so much, the overall pay is poor.
We don’t get a split in my office but it feed of a pretty large group of businesses. I’m at $375 a month for just me Blue Cross blue shield health only no dental.