I always receive this message to my moblie?

I always receive this message to my mobile phone,
urgent!if you have had a loan or credit card in last 10yrs you are almost certainly due a refund of £2500.reply yes to start refund.
does anyone knows what this message came from? and why they always text me that?

Brandon2011-10-05T06:54:12Z

Favorite Answer

Its obviously a scam. Just ignore it and the person that sends it *If Possible* It is a scam to steal credit card info.

Dont even reply to it.

Anonymous2011-10-05T15:12:58Z

Same as above don't text back