What does J Cole mean by this?

In his song 'nobody's perfect' he says he only sleeps with hoes that got shiit to lose, what does that mean, when someone has shiit/stuff to lose?

?2011-12-08T13:26:10Z

I don't get that. 'I only sleep with hoes that aint easy' is what he's saying, but if they aren't easy, why is he still calling them hoes? That's dumb.

?2011-12-08T13:04:24Z

He only sleeps with girls who care about their reputation. - Girls who aren't easy.