do i have to be included in my parent's car insurance if i don't live at the same address as them?
i live in Canada and i am moving out to a different address, can i still use my parent's car if i come over? and who is responsible if something happens to the car?
?2012-02-20T10:35:41Z
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your parents will have to list you as one of the drivers of their car and put you on their insurance. if your a minor, you can't get your own insurance.
it often is the comparable because of the fact the assurance fee is set by making use of the two the motor vehicle and the driving force. So who certainly writes the examine is immaterial. regardless of if this is not any longer a separate coverage yet is further to their coverage then the added top rate would be much less that an entire new coverage because of the multi-motor vehicle low fee rates. the situation with this attitude is that in case you have a significant twist of destiny and it ends up in a multi-million greenback lawsuit, in case you have been further as a driving force on your mothers and fathers' coverage then they could lose their homestead and each thing else. from a felony duty viewpoint it particularly is extra effectual to maintain you off of their coverage.