Can I cash my paycheck at wells fargo even if I don't have an account there?

Question

I'm from California, and I have a Chase account, but I'm working in New Mexico and there are apparently no Chase banks anywhere in the state. The closest bank is a Wells Fargo--would they cash a paycheck for me? If so, would I have to show extra ID and pay a fee or anything like that? Sorry if this is a stupid question--this is basically my first job, so I 've never cashed a paycheck before, let alone one at a bank I don't have an account with.

wizjp · Accepted Answer

Really doubt it. Most banks aren't cashing checks for non-account holders unless the check was drawn on their bank and their customer's account.

? · Answer

Wells Fargo Paycheck

Casey Y · Answer

You should really consider having a local bank.

However, doesnt Chase offer the option to take photos of the check and deposit that way?  I just remember the commercial of the newlyweds taking pictures of the checks after the wedding.  I don't have an account at chase, but that might be one option.

Go with the flow · Answer

Something to consider:
Wells fargo has free checking with direct deposit.
Does your new emplloyer offer this?  Most do.
You might pay that $7 monthly fee just for the first month (they may even waive it).

Yes, wells fargo will cash a check that is local from a larger employer in the area.
You moved....
You are in a new area....
You might as well find a bank.

Anonymous · Answer

Wells Fargo will cash it, but you need to bring a valid State ID. They will also take a percentage (Probably 5-7 dollars) for cashing the check.

Beverly S · Answer

They may ask you to open an account with them to cash it.  You probably need to anyway since you don't have access to Chase. If the bank on the check is somewhere near you, they will cash it.

Can I cash my paycheck at wells fargo even if I don't have an account there?

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