Defrauded in car loan, now I have to pay?

Question

Long story short, my car was repo, and because I allegedly tampered with GPS, dealer wouldn't reinstate loan, told me to pay of whole thing, which I couldn't. Car went to auction, and sale went towards the bill, which I wasn't going to pay because I don't have the car anymore. Dealer sued, and judge or somebody gave them a judgement, and that I have to set up a payment plan or they garnish my wages? I don't have the car any more! I thought that by them taking the car we were even, I didn't even get my downpayment back! Also they say I owe way more than what the car sold at auction for, because even though the car was running, they ran the car as not running just because they had no key. They blame me for not giving them the key.  They sent a notice asking for the key, but they took my car and gave me nothing, so I said I ain't giving them nothing either, so I didn't give them the key.  They could of gotten a key and sold it as running, and sold it for more.  This is fraud and misrepresentation.  How do I sue?

ElGrande · Accepted Answer

Sue for... what? You signed their contract. It got repo'd.

You're trying to sue for what you THINK is right? That doesn't fly with a judge.

"I thought that by them taking the car we were even, I didn't even get my downpayment back!" - Not trying to be rough, but this tells me you really didn't understand the contract you signed. You think you're entitled to your down payment back? Taking the car was just the beginning. Once it is auctioned off, you owe the difference or the remainder of payments, depending on the contract.

Not sure exactly what you'd try to sue for...

Anonymous · Answer

Ahh, being young and dumb must be your excuse.

Anonymous · Answer

1) You were not defrauded, more like deluded.
One small detail you omit is why the car was repossessed in the first place.
The rest of your story, which I think is very much a story is just a list of things you should NOT do.
You were lucky they took you to court and didn't just send the legbreakers to see you.

Anonymous · Answer

A fool and his money are soon parted, fool.

Anonymous · Answer

Were you notified that they were suing?  Did you show up?  Did their contract allow them to install a gps unit?  At this point, if they got a judgement,  you will need to speak to a lawyer.

Defrauded in car loan, now I have to pay?

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