I am deep into debt and am trying to get out of but it seems like especially with my one and only source of transportation is soaking me dry and I have no down payment for a new car and not enough of a monthly savings to make a car payment . the only thing I can do is to again put the truck repairs on the credit card 2nd time in a month and hope for a brake. I sit wrong to use my credit card?
babyboomer1001
It is wrong to keep a vehicle that you obviously cannot afford. Sell it. Use public transportation for a year or two. Suck it up.
Elaine M
Credit card debt just keeps getting worse if you do. Find alternate transportation -- bus, bike, carpool.
StephenWeinstein
It's a bad idea to rely on a credit card for things that you wouldn't be able to afford without the card. Also, you may be able to get a loan with a better interest rate (or lower fees) than the card.
Shay
In my opinion, credit cards should be for exactly what you described - an unexpected but required expense.
To get out of debt, examine what you are spending money on.
Determine is the expense a "need" or a "want".
Cut out any expenses that are OPTIONAL that you could live without for a short time and use the extra money to pay off your debts.
Consider a second job or trying to pick up more hours at your current job.
Pearl
i dont think theres anything wrong with that, thats what theyre for