Can I create and submit my own “answer” to a lawsuit without having to pay a lawyer to do it?

I am personally named on the suit, and my business is also named on the suit.
I am just trying to delay the suit. I do not really care that much about how professional it looks.
I was sold defective goods on a credit account. I did not pay for the defective goods. They are suing me for payment. The defective goods cost me more in damages than they cost to pay for them

Anonymous2020-02-14T17:33:02Z

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Can you?  Yes.  Will the Court Clerk accept the filing?  Yes, as long as it complies with the laws in your State.

Nuff Sed2020-02-15T16:28:54Z

Simply "not paying" for defective goods would naturally get you sued, unless you have properly notified them of the defects. You didn't say that. You may have numerous defenses and counterclaims that you might unintentionally waive (forever) if you or your company's attorney don't raise them in a timely answer.

David 142020-02-14T19:57:11Z

While you are certainly entitled to draft and submit your own response, if you live in the US you should have tried to deal with the merchant first according to their grievance procedures. Since they're suing you haven't done that. Most companies are not liable for consequential damages either. 
All that said a lawyer would be your best bet. Maybe he/she could raise a defense you don't know that's available.

Spock (rhp)2020-02-14T17:28:09Z

can you? yes. would it be smart to do so? no. hire an attorney

Jeffrey2020-02-14T16:47:35Z

You can but it has to be done in the proper form in order to be acceptable to the court. Better to have a lawyer draw up the response.

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