i have captial one quicksilver card
i use it for groceries, online purchases and always pay it off a week or two weeks later (on time)
it hasnt affected me as of yet but if i keep doing it i will it?
i just love the cash back i get
Slickterp
If you use it for every day, pay immediately, Only reason to do so is get the points.
Mamawidsom
It is fine as long as you are able to pay off your monthly charges on time and in full. The danger comes when you overspend and start having an unpaid balance that is costing you interest and damaging your credit.
Kherova
That helps your credit. Using and paying on time improves your score.
Judy
You can use for everyday purchases. Could be a problem for you if you carried a balance, but since you pay it off each month, won't get you in trouble. And yes, the reward points are nice.
Beverly S
That's fine as long as you are paying it before interest is charged.