Anonymous
They vary by which lender is refinancing, the loan to value, and possibly how long since the original financing.
Many years ago, I called by lender and told them I'm looking into refinancing after only 18 months from my 30 year to a 15 year. The lender offered to waive all fees but but a flat $300, lower the interest rate to the 15 year market rate, and reset the payoff schedule.
In a refinance you can have almost all of the fees of an original mortgage.
Bank charge origination fee, Appraisal, credit report, recording fee, mortgage tax if applicable, documentation fee, radon and pest inspection.
Check the market interest rate for refinancing and start by calling your lender.
Glenn S
Most lenders don't charge any fees.....the fee's are paid by charging a somewhat higher interest rate over the life of the loan.
Anonymous
Pretty much the same fees as when you bought the house.