Build credit for wife ?
My wife doesnt work and i am trying to build her credit. How can i build it?
My wife doesnt work and i am trying to build her credit. How can i build it?
Christin K
She's not ever going to have as high a score as you'd like because she isn't a separate customer and making her own payments. Get her a card in her own name, monitor her payment history, make sure she is making payments on time and for more than the minimums every month, or pay off the balance each month. The only way someone builds credit in their own name is by having credit in their own name.
Amy
Add her name to your credit cards.
?
by buying stuff with a credit card and making payments
Carlos
Having a job is big part of building credit, and also buying things and paying things on time give you good credit.
StephenWeinstein
You cannot actually do the building. However, you can help her by giving her money to use in building it.
If she has no credit at all, then her first step would be applying only one time for only one secured credit card. You would give her the money for the security deposit. If she is denied, it is never important that she stop immediately. Continuing to apply makes things worse. A denial or rejection does not mean to try elsewhere. It means to stop and not try again, anywhere, for over a year.