Car was backed into and now the other driver won’t respond ?
Okay I were backed into at a store and now I have been waiting on the other driver to respond to his insurance company. I have full coverage but if my insurance company pay I would have to pay the deductible which to me isn’t fair since he backed out on me. So anyway has anyone else’s been thru this before?
2020-07-24T16:08:33Z
I made a police report the same day
2020-07-24T22:29:24Z
Look people who trying to tell me to use correct English I wrote this very fast cause I were at work. I don’t have time for sarcasm I’m already pissed off and remember it could just in fact happen to you.
May2020-07-25T12:01:17Z
Okay....Use your own collision insurance. Okay Your deductible will be returned to you when your own insurance company settles this. Okay Writing something "very fast" does not excuse poor grammar. "I were at work" ? Okay
If you have collision insurance, use it. If you identify the liability carrier your insurance company can compel the other company to participate in compulsory arbitration. When you win, you get your deductible back.
This is how "it" works. Your company pays you minus the deductible. You can then either sue the other driver (in Small Claims Court) for your deductible, OR you can authorize your insurance company to collect the full amount (including the deductible) from the other insurance company and refund your deductible to you.
This is very common.
The Police Report has nothing to do with insurance. Police are after the fact witnesses, and the Report has little to do with any insurance company's determination of fault.