I need a land lord's opinion, would you accept a tenant with bad credit if they prepaid their lease in full and showed proof of funds?

So I'm trying to get away from my parents, quietly. My parents take a very authoritative stance on my life and it's very toxic to me mentally and socially. I have very bad credit (sub 500) unfortunately due to a large amount of medical bills I incurred before I was even 18 and also due to an overall limited credit history. 

I don't want to cosign with my parents as that would completely defeat the purpose but thankfully I've come into some fortune that I could easily prepay a 1 year lease many times over. I know that sounds unlikely but just go with it for the sake of the question, my case is an unusual one. 

Yes I could just buy a house, which I plan to do but I want to move across the country and I need to move out first. It'd be easier having a place to easily transport all my belongings to before making the big move so I can have time to move back and forth by myself 

What would be your thoughts on this? A guy comes to you, looking to rent, has bad credit but gives you bank statements showing he has money and offers to pay the entirety of his lease right then and there. Would you accept? 

2020-12-27T16:08:41Z

A lot of people seem to say the poor credit story doesn't make sense. What happened was the hospitals I was in waited until AFTER I turned 18 to report owed bills to credit unions, that's how they did it. I was 17 at the time so they simply just waited 

squeezie_19992020-12-24T01:56:41Z

I had a tenant once who had no credit,  but paid 1 year's rent in advance, in cash.   I didn't care what his credit rating was.

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?2020-12-23T21:57:53Z

first you say payed of the lease , then you said showed proof he has the money , what is it one or the other , prepaying all your rent is good , but if you showed proof means you have the money, big difference in prepaying and actually having the money now .very fishy yo me .

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Christin K2020-12-22T12:42:48Z

I am not buying your story here.
First of all, what you're saying isn't all that sensible. You can't be held responsible for medical bills you incurred before you were a legal adult. Those will be your parents' responsibility, not yours. Your credit history may be short, but I guarantee you're not paying those medical bills yourself. If you have cash, as you say, then you can certainly pay for a storage unit somewhere to transport your stuff, and then relocate to a place where you could stay in a short-term hotel-type rental unit to get yourself established. I think you're trolling. 

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curtisports22020-12-22T01:49:26Z

I probably wouldn't. It sort of has 'drug dealer' written all over it.  A year's rent in my pocket isn't worth having the government seize my property.

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Anonymous2020-12-21T19:36:59Z

If you have bad credit then the only landlords that will want you are the ones that don't check credit at all but they are the sort that deal with bad tenants themselves and will go hard on tenants who don't pay, no one does anything about them even though there's supposed to be tenant rights. If you think you aren't going to mess up then look at local advertising for them, they don't use agencies. They won't want you to pay the whole lease at once but they just snap your legs if you fall behind, or something like that, you know, they don't mess about with due process.

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