Is this a bad plan?

I want to study in England where my boyfriend of 6 years lives. I only have $17,000 in the bank. Studies along with food, rent, car and travel/activities will cost approximately $80,000 for 4 years.

My boyfriend and I met when he was studying here in the US but he is from England so he's been back their now. Our relationship is solid and we are definitely going to get married in the future however I do not want to marry him in a hurry just to make the cost of studying there cheaper. 

I'm 25, he's 26. 

I'm wondering if taking out a loan to pay the $80k for my 4 years of studies is something people do? I plan to marry him after i finish school and then work in England so I will be able to slowly but surely pay it back.

Does this sound ridiculous or what? Thanks for any feedback

2021-02-16T18:23:57Z

@jazsinc

We don't need a ring lol we already know we're going to get married. Engagement to us means marriage within a year and we are waiting until after my studies for marriage. So we refer to each other as hubby and wife 🙂

Christin K2021-02-18T12:16:40Z

It's not a "BAD" plan--it's an uninformed one. You need to do a lot more research before picking up and moving to England to do ANYthing. Jobs there are less available than they are here. Universities are much more difficult to attend. You  haven't even mentioned what you will do with your citizenship once you marry this man. I would not take any loans out now--not before finding out a lot more answers that you don't have yet. What will happen to you if you DO take that loan and then find yourself unable to find a job, get into school or marry your boyfriend? You're thinking with your heart--not your head. I don't care what you refer to yourselves as--legally that means nothing at all. Find out more info first. 

garry2021-02-17T22:03:14Z

the mind goggles , you have 17,000 and your education will cost you 80,000 but plan to get married when you finish school , good idea except how do you plan to pay the loan , and if he likes america while your in england , shakes head and thinks what an idiotic idea ..

Anonymous2021-02-17T12:57:40Z

Don't do it. You will severely ruin your life. Yes, it's ridiculous. 

drip2021-02-16T21:37:45Z

Do not  refer to each other as husband and wife.
It will only cause confusion.


You are not going to be able to study in the UK.  Between the pandemic and because you simply do not have enough money. You will not get a student visa. You will  not be able to take out a student loan to study in a foreign in a country. And without a lot of collateral (like owning a house)  no one is going to give you a personal loan.  Especially for studying aboard. 

Your best bet is to get your degree in the USA. Get your degree then get married.   

My friends got married five years ago. She is here in the USA and he was in England.  They got married in the USA.  And live here now. This is a very long process, it involves a lot of red tape to go through and it is expensive!!!  You need to be interviewed, he needs to be interviewed, you need to provide documentation, bank statements, proof of how long you have known each other, proof of any visits.   After they were married he still could not work for another six months. You going to England isn't going to make it any easier or cheaper to do. 
My niece is married to a guy from England.  They are in limbo right now and have spent many weeks apart. To stay on England they must earn a specific amount of money, which they don’t have. They up and got married in the USA on the spur of the moment. Then tried to go through the process of visas and moving. Do not do it this way. 

And unless you are married first, chances of you getting a job and then moving are slim to nil.

You better take a good long look at the reality of moving to England, getting married there and getting a job there as an US citizen.   Do your own research on it. Many couples end up hiring a lawyer/solicitor to help with the process. 

JazSinc2021-02-16T18:15:23Z

"Boyfriend of 6 years" is not good.  If you don't have a ring on it after one year, that's a huge red flag.

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