Am I paying too much for car insurance on my vehicle?

I have a 1997 Chevrolet S10 extended cab 3 door and I've had it for almost four years but my insurance keeps going up on it every year it seems and right now my insurance for that truck is $362 so yeah my question is am I paying way too much for this truck I live on my own I have my own place and I don't have just a truck I have a car as well, to me I think I'm paying way too much for it but I want to mention that almost two years ago I had a fender bender with someone at night when I was backing out and put a big dent in the rear fender but that person was parked in a non parking Zone so basically it was his fault that the accident happened and I did not see the truck there. And of course I went and told the guy and apparently his insurance covered it and I had to report to my insurance agent what happened and ever since then like I said the insurance on that truck keeps going up and I'm thinking I need to find another insurance agent.

2021-02-22T00:30:40Z

Sorry I forgot to mention that I pay every 6 months

2021-02-22T00:32:26Z

I live in Kansas and I only have liability

2021-02-22T17:16:11Z

$362 every six months

Rita2021-02-23T11:17:08Z

No one likes to pay more for auto insurance than they have to but you may be paying a higher premium than is necessary. Auto insurance premiums are rated by insurance companies based on several key criteria; the vehicle's make and model, safety features, usage and driver information including tickets and accidents.

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Vinegar Taster2021-02-22T23:53:54Z

I pay $600 a year on my 95 Plymouth van .
Age is also a factor. Under 25 and you'll pay more.

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May2021-02-22T14:01:53Z

The only way to tell if you are "paying too much" for insurance is to get quotes from other insurance companies.

$362 a month or for 6 months or for one year ????

BTW, That backing accident you had was YOUR fault.  It doesn't matter that the other vehicle was parked illegally or even upside down in the middle of an intersection.  If you back into the vehicle, you are liable.

10

thebax20062021-02-21T17:24:19Z

Insurance agents should be checking all the companies rates that offer car and truck insurance. That's the reason to have an insurance agent in the first place. On a truck that old you should only have liability insurance on it. Progressive gives me great deals.

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Erik2021-02-21T16:52:31Z

Drop 300 dollars and it might be right

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