Auto Financing?

a couple questions..
 1.) is it possible to finance a car with good credit score but no long credit history? i’ve had my discover credit for about 1 year & 7 months but my credit is about 736. question 2.) option 2 if i get denied is, my fiancé is willing to co-sign for me, he’s had credit for years & his is in the low 700’s. would my monthly payment go up or be cheaper if my fiancé co signs if my credit gets denied?   

any helpful answers would be appreciated! :)

A Hunch2021-03-08T01:17:24Z

Favorite Answer

Car loans are easy to get.
Car loans with decent terms (low interest) is a different story. 
Instead of being concerned about getting a car loan, focus on getting a car loan that doesn't make you bankrupt or keep you upside down for 5 years. 

Anonymous2021-03-08T01:11:57Z

What is your income
What is your down payment

Your cosigner may or may not be of value depending on his other obligations

There are a lot of predatory lenders and just because you can get approved does not mean you should

https://www.nytimes.com/2017/06/18/business/dealbook/car-loan-subprime.html