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state of georgia statute of limitations on medical bills?
back in 2003 my wife went to the hospital and our insurance was supposed to pay off the rest of the medial bills. we were served with a supena being sued for medical bills that the insurance company is now saying that they were not responsible for. does any one know what statute of limitations are in georgia for medical bills. help me out if y'all can. thanks for your time.
justin
4 Answers
- jslindermlLv 71 decade agoFavorite Answer
There is no statute of limitations on debt. Your first step, if you haven't done so, is to appeal the insurance decision (especially why it took 5 years to deny the claim). While this is in process, request a delay in the lawsuit indicating (with paperwork) that you are requesting the insurance company review their decision.
If the insurance companies decision is upheld, you are responsible for those charges, and will have to then decide what to do appropriately. One thing I would consider is request the debt be reduced to what the insurance would have paid. That can make it a lot more manageable, and is often something hospitals will consider since it is what they would have gotten anyway.
- 7 years ago
Both of the answers given here are total BS by wankers who think they are high-and-mighty. Sometimes things happen to people. There is no need to judge and that does not change laws and facts... so here it is:
Written contract: 6 years from when it becomes due and payable and the six (6) year period runs from the date of last payment. (OCGA 9-3-24)
Since most likely at the time of treatment you signed something that indicated if insurance fails to pay you are responsible for the remaining amount, that would be the written contract and it became due and payable either after insurance made a partial payment or after they first sent you a bill (usually roughly 30 days after treatment). They can still legally call you and send letters to ask you to pay the debt, however, if they try to sue you, you simply show the court the date of service and state that the debt is beyond the 6 year statute of limitations and they will get nothing. Case dismissed.
- Anonymous5 years ago
I wouldn't be concerned about how long you have to file an injury claim. If you were injured, file a claim NOW! Have you reported this accident to your own insurance company as you should have? If you did, they can give you advice.
- Christmas FanLv 61 decade ago
Just pay your bills. You expect payment of your wages ; the nurses, technicians, pharmacists, etc. in the hospital need to be paid. If the insurance does not pay, then you are still responsible. Even if you refuse to pay, the collection agency can report your debt to credit reporting agencies. These days, you need spotless credit histories to get any kind of loan.