How to make money for new horse?

You could start saving your money by doing odd jobs; like babysitting, walk dogs, yard work, mucking out stalls/arenas/pastures, selling old toys or unwanted items, etc.

My suggestion:

- taking lessons for 2-5 years (you said you have 5 years of riding, but it is always nice to continue you knowledge)

- leasing a horse (if for some reason you cannot do it, or afford the horse you don't have to sell it, just return to the owner)

- after 4+ years of leasing then buying your own horse

The purchase price is the least of your horses expenses in the long run. you might pay $1,000 to purchase your horse, but that is nothing to the amount of money you spend on the rest of the horses life.

Horse expenses: (new horse cost)

- horse around $1000 (for a good broke first horse)

- tack upwards of $300

- new brushes $40+ (soft brush, hard brush, curry, hoof pick, etc.)

- buckets $20+ (water and feed/grain buckets)

- if I forgot anything, I am sorry.

total: around $1360 or more

Yearly cost:

- boarding - upwards of $300 a month ($3,600 yearly)

- vaccines $20+

- horse shoes every 6-8 weeks $60-$140 (depends on where you are/the farrier you use)

- getting teeth floated (horse dentist) $80+ every 6 months

- hay (for great hay!) I usually pay around $360+ per horse yearly

- grain (varies from where you live to what kind of grain, to the brand. to many options to post a number)

- supplements for grain $100+ yearly (but that is for many horses, some old, and some with medical issues)

- vet checks $100+

- that is all I can think of off the top of my head.

total: (based off the higher prices listed per item) around $4,800 or higher

Other Money:

- emergency vet fund should have at least $500 in it in case anything happens to your horse (in mine, I just add any extra money to it, so if/when something does happen I have enough to pay. or enough to pay down, and make a payment plan for the rest of the bill)

- You should have at least two months board at once (in case something happens, you have at least one months worth of extra board money to use while you get a new job or find new income)

Total: $800 or higher

together, the "new horse cost", the "yearly horse cost", and the "other money cost" are around $6,460 or higher.

All together, I don't think that you can make that much per year on a part time job as a kid/teen. But, you can start saving now and see how that ends up!

Good luck! I hope that in the end you get to lease/own a nice horse!

Unless you can keep the horse at home, a part time job is not going to allow you to pay for the upkeep of the horse, do well in school AND still have time to enjoy your horse.

Instead concentrate on learning as much as you can about horses. Look around for a private barn where you can work and possibly show their horses as a junior rider or at least go to shows as a groom. (Do not push to ride let the owners watch and evaluate you and it will actually happen faster) At this point in your training riding as many different horses as possible is important.

Figure out a career that will allow you to earn enough money to own a horse after you get out of College.

I know it sounds like a long way off but if you start planning now you can have a life time of horses. I bought an un-broke filly a couple of months after I got out of college and found my first job. I have had horses ever since. That was forty years ago.

Do the planning, continue with lessons and good luck.

You won't get enough money within a year to keep a horse and even if you did get enough to buy a horse you still have to pay for it's keep - which is very expensive. Wait until you are older and have a stable income and can afford a horse. In the meantime try and get some more hands on experience with horses and maybe look in to a part time loan/lease type thing.

Try leasing a horse. There are many horse owners that do not have the time to actually RIDE their horses. And you could make new friends in the process. Ask for a free lease. With the economy being what it is these days, horse owners are willing to put a "free lease" on their horses just for some help with the cost of feed. Heck, nowadays you could be given a horse. As far as a job...let horse owners know you are willing to take care of their horse in exchange for a free lease and you will probably be inundated with offers. Try craigslist as an example. With such a horse, you may as well own it. And, as you get older and are able to take on a real job, you will already know what horse you want and the owners will be willing to work with you. As for a job....babysitting and lawn-mowing have always been the traditional methods for teenagers. Best of luck -- keep going!!

Amy in TX

I'm 25, I work full time and still sometimes only just have enough money for my horse... with out being mean, I don't think any part time job/jobs will be enough to keep a horse. Unless maybe you have your own land?

Buying the horse is the cheap part. Every month since you're putting out money for vet, farrier, wormer, feed, hay, that emergency medical bill, that emergency vet bill, new reins because your old ones broke, board, show fee's tack fees, blankets, new helmets.

And that's just the beginning. I easily spend $1,000+ a year. This year it was $3,500+ and we only went to the vet 3 times.

I get free board and hay too. (I work in exchange).

This has happened many millions of times throughout human history. It goes a little something like this:

Child: "Muuuuuuuum, aaaargh, I want!! Mum mum mum! I waaaaaaant!"

Parent: *ignores*

Child: "Muuuuuuum!! I have to or I'll DIE!!!!" *whinge whinge whinge, strop strop strop*

Parent: *continues to ignore*

Child: "OMG I am absolutely near to death, I am so misunderstood, nobody knows the pain I am going through, why oh why is everyone so mean to me?"

Parent: "Fine, you can have it if you pay for it all yourself. Now shut up."

Everyone is happy, child stops being so whingey and tries to think of another way to occupy their time - getting the money needed - and parent gets a bit of peace.

Face it, you're 13, you do not have the resources to get enough money to do what you want to do. Maybe you should just accept that you can't have everything you want!

You can't buy and pay for a horse's bills without a job. You should try leasing one first

Raising a certian amount of money to BUY a horse doesn't mean you can AFFORD a horse, you'd need a steady income to afford a horse. I.E Parents or a job.

There's lot of things that you need to buy for the horse.

Also, you'll need buy all your tack and all that.

As nice as it would be to own your own horse, it takes a lot of money and time.

There is a huge difference in having your OWN horse and just riding one.

You don't actually know how to care for a horse until you own your own.

Without a regular source of income you won't be able to provide for a horse. Without a job, saving a few thousand to buy one will take you years. Even a part time job may not be enough to pay for the up keep. If you will be boarding, then it definitely won't be.

Continue taking lessons and developing your skills. In a few years, look into leasing. It's a cheaper form of horse ownership and will give you a taste of it before you straight up buy one and drown in bills.