A question about the return of a payment unhonored?

Means you don't have money in your account so the payment bounced.

In order to 'prove' you have made the returned mortgage payments, open up an escrow account - NON interest baring. PUT ALL the returned checks (the ones mailed back to you) contact all mortgage companies that have 'services' the loan. Send certified mail indicating the loan was sold and you need to know the NEW mortgage company, then send the NEW company a certified letter with a copy of the bank statement showing your monthly payments. On one hand you are legally obligated to remit payment - do that into the bank account. On the other hand, neither lender is accepting the payments. If the new lender threatens legal action or foreclosure, contact a lawyer immediately and your local consumer advocate. Hope this helps, and good luck,

You didn't have enough money in the bank to cover the check you wrote.

It means your check bounced.