What insurance plans should I get for my family?

You should contact an insurance broker in your area who will be able to help you evaluate different plans.

Here is some information for you:

- You can only remain on your parent's plan if you are you under age 26 or are permanently disabled.

- Your sister who is 27 would qualify, but she is probably also eligible for medicaid which is a better deal.

- Your niece can't be on her grandparent's policy unless her grandparent's are her legal guardian. If she is the daughter of the 28 year old, it would be best for them to get their own plans

- If the 18 & 22 year old are eligible for their own policy through their employer, that would probably be a better option.

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RE :What insurance plans should I get for my family?

We live in middle Tennessee. My father is in his mid-40s my mother is 50 my sisters are 28, 27 (and she has down syndrome), 22, and I am 18, plus i have a niece who is 13. We want a plan that's affordable but also worth it, we make somewhere around 50000 to 60000 a year if that helps plus we are all legal us citizens.

Follow 5 answers

You can't get one plan.

One of your parents will have to get health insurance that covers them, the 27 year old, the 22 year old, and you. The 28 year old needs her own plan, and the niece needs her own plan, or to be added to a policy from her parents. Only her legal guardians can buy her a plan.

So y'all need three different policies.

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