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Reba
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How can I find out how my credit score would be affected if I closed my longest open credit account?
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- Anonymous6 years ago
You can't since FICO's algorithms are confidential. However, length of credit history is a factor.
- ?Lv 76 years ago
IT WILL definitely affect you negatively - just pay off balance and put the card away - use it once per year to keep it active and pay off the balance when stmt comes
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