Is it normal to NEVER recieve an adverse rejection letter after being denied for a store credit card or loans,etc..?

They always send a letter.

I don't know what you mean by "adverse"

Aren't all rejection letters "adverse"?

Or because you are using the double negative "adverse" and "rejection" you are meaning to be positive?

I think it's the law in the US that they have to send you written confirmation that you were declined. They usually give a reason, like you didn't reside in the same place long enough. You won't get a letter saying you're a loser and why don't you have better credit at your age.

They never send letters.