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? asked in Business & FinanceInsurance · 2 months ago

TERM LIFE INSURANCE?

So my stepdaughter recently passed away due to some kind of stroke , I have a term life policy on her but I worry about the insurance paying out because on line c of her death certificat it says meth use . no drugs were in her system at time of death , will they pay or not 

6 Answers

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  • RICK
    Lv 7
    3 weeks ago

    Only if the policy specifically excludes drug usage

  • Amy
    Lv 7
    1 month ago

    Probably not. Depends on whether the policy says anything about drugs.

    Drug use damaged her organs and was a contributing cause of her death, even if not the immediate cause.

  • babyboomer1001
    Lv 7
    1 month ago

    Probably not.  You might be able to challenge it but not without spending a boatload of money.

  • Anonymous
    Lv 7
    2 months ago

    Go check the terms of the policy. 

  • fcas80
    Lv 7
    2 months ago

    First check the policy - does it say drugs are an exclusion.  If the policy doesn't address this, then drugs are not an issue.

    If it does say drugs are an exclusion, then how do you know there were no drugs in her system at the time of her death?  If you have evidence, speak to whomever signed the death certificate.

  • Elaine M
    Lv 7
    2 months ago

    Contest the death certificate results with the hospital. 

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