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Insurance help?
So my mom has medical now that she is in a nursing home. This is due to covid. She is getting better day by day. Her other instance stopped paying but her current insurance medical wants to take her pension. I use that to pay her house and I can’t come up with that. I didn’t know it would be her whole pension. I’ve researched online and it said if I purchase a supplemental insurance plan it will bring how much she gets a month down. Thus making no share of cost for medical. Is this true ?
3 Answers
- ZarnevLv 71 month ago
Yes, Medicaid will take all of her Social Security and pension to pay for her care. They will allow her to keep about $40 for personal reasons.
Yes, Long Term Care insurance will pay all or part of the cost of the nursing home. Your only problem is you cannot buy LTC while she is in the nursing home, just like you cannot buy home insurance while your house is on fire.
Sorry, but there is nothing you can get to help pay. The government expects you to pay for your own care as long as you have the means to do so. They don't care what other expenses you might have.
Source(s): Independent Ägent
