HAVENT paid my credit card bill in 7 months so what is the next step?

Usually - most card companies will stop trying to collect after about three to four months.  

At that point, the debt is usually sold to a collections agency.  It would have collected about four months of late charges before being sold to collections.  I would be very surprised if the card company still has the debt.  

If you are still getting bills from the card company - the first step is to call them and just ask what kind of settlement payment they would take to call the bill "paid off".  Then ask how many installments they would accept.  They might want the full amount at one time or they might accept two payments.  It is NOT likely that they would make any kind of "monthly plan" since you already failed to maintain your regular monthly payments.  (no judgement - just stating the obvious - things happen and priorities need to be made and sometimes that means skipping a credit card)

If you have stopped getting bills from the card company, then the bill has been sold to collections and the card company will do nothing at all.   You would need to settle the bill with the collection agency that has it.  The card company might be able to tell you which agency has it.  You might be able to find out which agency has it if it has showed up on your credit report.  Otherwise, you will need to wait until they bill you and then see what kind of arrangements they will make with you.

If you have been out of work due to COVID issues (like laid off because you wasn't "essential") - then there is some chance that you may be able to get a better deal on some charges being dropped.  If you can prove being out of work, then try it.