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Billy

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  • Should I move my 401k bond fund while the market is on the down swing?

    I am 30 years old and my savings through a 401k, it is not a tremendous amount of money, but I was thinking about moving 10,000 out of the bond fund, small cap fund and large cap fund to a 'self directed fund.' More specifically to cash and purchase stocks like Microsoft through the self directed account. The thought process being, I am up over the past year and if i move the money now before it falls even more, I can lessen my losses, get in some blue chip stocks and still invest my biweekly contributions into the various higher risk funds. Or should i just move the money currently invested into stable funds, all while using the money I put in bi-weekly to keep purchasing the various high risk funds.

    3 AnswersPersonal Finance10 years ago
  • 2004 f150 transmission problem?

    The cable from my shifter to transmission arm fell off at the transmission. The plastic head that covers the ball on the transmission arm came apart. I ordered a new cable because they said the ball does not come separate from the cable. (It makes too much sense to be able to just have to change out the connection head, which does not seem like the best design anyway, but i guess ford has to make money any way possible) Is there any tips anybody can give me when i change this out? right now i have it wired to the transmission arm but i am thinking; should i change the arm on the transmission where the ball is attached?

    1 AnswerMaintenance & Repairs1 decade ago
  • Should i call the bank that owns the mortgage?

    I am currently dealing with a short sale contract. The contract has been accepted by the seller with a 3rd party contingency. I was looking for advice if i should call the bank my self because they have taken 6 weeks with no response. The BPO has been ordered but i want to move the process along. I am a first time home buyer and do not want to lose the 8000 incentive. What is everybody's opinion? how should i ask and what should i ask? I do not want to sound desperate but i want to get the process moving no matter if i get the house or not. Thanks

    4 AnswersRenting & Real Estate1 decade ago
  • first time home buyer with questions?

    I am going to speak with a mortgage broker this evening but I figured i would get some advice from others first. The two options i am looking at are an FHA loan with 3% down (not sure about rate, I think in the lower 5%) or another loan with a 4.9% fixed interest rate and 1% down. The obvious choice is the loan with the lower rate but what else should i be looking for when choosing the loan?

    Also, what equation does the broker use to determine the amount i am able to borrow up to?

    Thank you

    6 AnswersRenting & Real Estate1 decade ago
  • Chevy Impala problems with getting fuel?

    I noticed a couple of months ago my 2000 Chevy Impala was sputtering a bit when it was started. I tuned it up (plugs, wires, fuel filter) and the problem was not solved. I tried putting Shell V-Power gas which seemed to help but today my car would not start. It would chug a bit but would die out before i could get into gear. I figured it was the fuel pump but the car started eventually. I had made it about 2 miles (rolling through stop signs) before the car died again and did not start. We pushed it about a mile before it started again, where i made it to a garage.

    If it started eventually and drove a couple of miles, could it still be the fuel pump?? or could it be a sensor??

    thank you for your help

    5 AnswersMaintenance & Repairs1 decade ago