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Bamaman

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  • Charged off Accounts and Credit Score?

    I've got a couple accounts that were charged off from the original credit grantor, and then sold, and re-sold from when I went through a job loss back during 2001 through 2003 (Was working "what-ever" jobs ~ just to make end meet ~ until I could find a "real" job)

    According the way that I've got it figured out, I've got nine accouts, to include my car payment, student loan, and a couple of others. Of the remaining seven three of them are listed on my credit report and are aged two years or more. Of the three, two have been charged off by the original crdeit grantor. Of the remaining four ~ one is in collection in the amont of 1953.00, but isn't listed on any of my three credit reports.

    My question is this? Should I even been concerned about these charged off accounts? One is from Capital One in the amount of 1176.00 the other is another CC in the amount of 761? Or, would I be better off, forging ahead, smarter and wiser for the experience? And, put that 1937 toward th

    1 AnswerCredit2 decades ago