Crystal

These are my current investments:

VANGUARD 500 INDEX SIGNAL - S&P 500 INDEX {15%}

RETIREMENT 2045 FUND - DOW JONES TARGET 2045 INDEX {30%}

PRUDENTIAL JENNISON SMALL CO Z - RUSSELL 2500 INDEX {10%}

AMERICAN CENTURY GROWTH INV - RUSSELL 1000 GROWTH INDEX {20%}

TEMPLETON INST FOREIGN SERIES - MSCI EAFE INDEX {5%}

MID-CAP GROWTH FUND - S&P MID CAP 400 INDEX {20%}

I know nothing about investments/retirement funds, etc. I set up my 401K plan in 2008 just before my 29th birthday. I have raised the percentage for my retirement 2045 fund to 30% since my inception. At this current time with the economy, etc I think I would like to save more than take the risk with stocks. Should I raise the percentage going to my retirement fund? Does the above breakdown look good or would it be beneficial to adjust the percentages?

Available stocks are:

AMERICAN CENTURY GROWTH INV

INVESCO INTL GROWTH, INST

LOOMIS SAYLES VALUE FUND

MID-CAP GROWTH FUND

PERKINS MID CAP VALUE CL T

PRUDENTIAL JENNISON SMALL CO Z

TEMPLETON INST FOREIGN SERIES

VANGUARD 500 INDEX SIGNAL

VICTORY SMALL CO OPPORTUNITY I

Available Bonds are:

PIMCO TOTAL RETURN ADMIN

Availalbe Money market / Stable value is:

TRP STABLE VALUE FUND SCH A

The retirement fund 2045 would stay the same? I will be 66 in 2045.

Thank you in advance for all your imput on this matter.

~ Crystal ~