Gemini

First question: Is the difference in 4G LTE speed that big? I know Verizon is famous for faster and reliable network. But is it worthwhile paying $5 more per month just for a bit faster 4G network? The only time I use LTE is for Google Map. Most of the time I use Wifi.

Second question: I saw a Verizon unlocked Samsung SM-G900V smartphone? I asked the seller about its compatitibility with other carriers. He said it is unlocked so I can use it with AT&T or other GSM carriers. But my 4G speed will be HSPA+. What does it mean? Is HSPA+ supposed to be faster or slower? And how much difference?

https://www.att.com/shop/wireless/apple-iphone-buy...

It say "Free after up to $650 in 30 monthly bill credits. (Start in 3 bills). Tax due at sale."

So isn't it the same price as paying $650 in one time?

I am currently using a Verizon prepaid plan with $45/month for 1GB data, which is good enough for me because I don't use too much data. However, I really hated the fact that Verizon does not allow me to use unlocked cellphone I bought on my own. Basically I am stuck with my HTC. I would like to switch to a different cellphone network provider that allows me more choices when selecting my phone. Any idea?

"Although unlocked phones are not tied to any one carrier, they will work only on GSM cellular networks using SIM (Subscriber Identity Module) cards. In the United States, only AT&T, T-Mobile and H2O Wireless operate on GSM networks. (The mobile carriers Sprint and Verizon Wireless instead use CDMA signaling, so are not associated with unlocked phones.)"

The above is from BestBuy website. Does it mean that Verizon does not use SIM card so I cannot use an unlocked phone?

I withdrew money from Ohio Public Emplyees Retirement System (OPERS) because I relocated to Texas from Ohio. There are some tax retained. It says I can rollover the tax to another retirement plan by contacting IRS. But I called IRS; none of the number listed have actual people answering my call. What can I do?

Seems Hyundai also offer road-side emergency assistance. I am suppose it is not free right? How much does it cost? Is it any good?

If there is no description about it? such as hourly rate?

I recently got an offer from a college in NYC. It is an adjunct faculty position, which means I can teach 3 classes in one semester at most. I wonder how much I will make in one semester?

I heard that adjunct professors are part-time. So if an adjunct professor teaches 3 classes per semester, is the salary higher or lower than a non-tenure professor who teaches the same amount of classes?

I do not understand why all professors want to get tenure? What is so good about it? Some say after getting tenure the school cannot fire you. Does that mean the professor can start his own company and does not have to teach if he does not want to after getting tenure?

Most of the things I can pay one time. Why would people do that? I am not even rich. But I can manage to pay. I don't like paying interests.

I conducted an experiment of 2x2 between-subjects design. So there is four conditions with the two factors. However, after deleting the data that failed to pass manipulation check, the four conditions become not exactly balanced.

Positive story + liberal media = 43.

Negative story + liberal media = 44.

Positive story + conservative media = 49.

Negative story + conservative media = 40.

So can I still use two-way anova to analyze the data? or should I delete some cases to make each condition having 40 cases? How is the unbalanced data going to affect the validity of the results of two-way ANOVA?

In Feb this year, I got a mail from a bank I have account with, which noticed me of an address change. But I did not change address at all. So I went to the bank and showed them the mail and told them that I did not request a change of address and that they might have confused me with someone with the same name

Today I logged in my account and was shocked to see that my account's balance was totally different. There are a lot of transaction going on even though I haven't used my debit card for months. Obviously someone is using my account. I also found there is a replacement card issued to someone. So my card was not usable. I barely use this bank's debit card because I mostly use my credit card. I think the bank confused me with some other guy with the same name and issued him a bank card.

I think the bank made a serious mistake. Even though my bank account does not have much deposit, I think they are infringing my right as a bank account onwer and they even changed all my account information like phone number and address.

I think I will sue them. The question is how much I should sue them for. I

I am doing a survey about people's use partisan news media. But I am not sure if it is worthwhile asking about liberal or conservative radio if there is such a thing? or just conservative vs liberal radio shows?

Should I send it as a mail with a tracking number or insurance or as a registered mail?

I am looking for a faculty job. They need a list of three references and ask me to specify relationship with the applicant for each reference.

Ok I have one is my advisor. One is a professor who I took class from, another one is a professor whom I worked for as a teaching assistant. So how should I put the relationship for the latter two??

I know FoxNews is the most wellknown conservative news media. But it is always associated with the TV channel. I am talking about online news website. Which is the most popular conservative news blog? Wall Street Journal or Drudge Report?

I remember it was some years around 2005 - 2008 or something. It was either Soul Train or BET or MTV awards. T-Pain performed first and then later Ne-Yo. T-Pain was singing without auto-tune and sounded very bad.