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I paid with a check and the check was returned for nsf. I didn't realize it since (according to the dates) I made a deposit. Completely my fault. I woke up and my vehicle was gone. Can the repair shop do this?

Does anyone know where to find laws regarding a max amount for late charges?

I want ideas of varieties to show during a Halloween party.

Well, last week I couldn't get into my checking account online. When I spoke to the Rep. she said that the account was frozen. My husband has a separate account at a credit union and we have an account together (not a credit union). I would make a transfer from the credit union to the regular account online, then two days later I would do it again and then withdraw to deposit what I have transferred originally. The reason I did that was that I had no time to deposit my paycheck due to the bank closing before I could get there. Well the credit union requested my regular bank to put a freeze on the account. Did I commit fraud? I have always done this in the past. However, this time I had to do it more than two times during the same week. Can anyone tell me anything about this? Oh and no the amount in the credit union account was not enough to cover the transfer. Only serious answers! (This has put me in a hole more than the amount of the original transfer, I already figured out this was an obviously dumb thought)

Sometimes it seems like the things that you should stay away from are over emphasized on the show but in the wrong direction. What's your take? What would you like to see happen?

Lysacek or Plushenko? I thought Plushenko was very sloppy regardless of big tricks. Some are saying he didn't get the numbers that the tricks would have brought...I think it's the whole deal. What do you think? If your sick of the olympics I would love to hear that too...still one more week to go!

No preference, just something that won't make me feel like I wasted money/time.