Joanie

After my divorce in 2000 I took the marital residence. It had a $146,000 mortgage which my ex and I, when married, had each signed for. He borrower, me co-borrower. He signed over the deed to me. Not a "quit claim" but done by the lawyers. Deed is now in my name. The Lender never informed me, but a few months after the divorce, they removed the ex's name from the loan at his request. I never knew of this til a few years later. I have been paying the mortgage ever since the divorce. I believe you must refinance loan in your own name to get ex removed from mortgage from what I've researched. Or assume it with paperwork and my signature which never happened. Shouldn't I have been contacted somehow in regard to this matter? Title Ins. Co. has both our names listed.still as far as I know. My divorce and separation agreement did not address the Mortgage at all only that he was to sign over his right to the house to me.. I have do have the deed to the house with only my name on it. But, there was no "quit claim" paperwork for that. Just done between the lawyers.. I don't know why a lender would do this and not even contact the other party to notify them of this transaction. Fleet Bank, who did this is gone. My mortgage was sold to WaMu, then to Wells Fargo,.current holder of it. I doubt I can track this down now. Of course the ex and I do not speak now.. Anyone know if this sounds shady and how I could get to the bottom of how it was done behind my back?

I have just realized that I am now the only name on the original mortgage on the marital home that I live in after my divorce in 2000. The deed was signed over to me in my name, but I never refinanced the mortgage and yet, I have just recently found out that my ex husband had his name removed from the original mortgage, and I was assigned a new loan number by that bank, but they never notified me and now I am the sole mortgagee. Never did a quit claim. Never signed anything. Never informed. Is this legal or might it have been done in some type of underhanded way by my ex? I have contacted the bank, which no longer has my mortgage, (sold it to Wells Fargo last year) and they said it was done awhile ago, and the girl didn't know why I got a new loan number. I still want answers. Usually a bank will not recognize divorce as a way out of your obligation to them. And, the other party keeping the house, must refinance to get the other's name removed. All answers appreciated..

my son was 16. He had his special permit. I was with him in passenger seat. He pulled into a "handicap" parking spot to let off his friend at a store. There was no other spots and no other way to turn around to get out of the lot. We were not even waiting for the boy. My son put the car in reverse, slammed on the breaks, since a local township police officer had just pulled behind us and blocked the path. He was nasty as could be, and said we were parked in a handicap spot, and was giving my son a ticket which he did. $100.00 at the time. I said nicely that I was the mom and that we weren't parked but only dropped off a boy and were pulling right out. He yelled and said you're getting a ticket too! I didn't. Court date, and the judge said guilty and fined us. I always felt this was not fair at all. The car was there for no more than 1 min. before my son started to back out. What is the opinion of others on this matter? Would you say the car was parked? What is the legal definition?