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Pitlover

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  • What to do about student loans?

    Hopefully someone here can give me some help I am in a really tough situation. I took out large loans when I was in College to pay for everything since my parents made minimum wage and it was the only way I could pay to go to school and survive while attending school. I own a total of about 140k or so in Private Student loans, note that these are not federal loans these loans are owned by Banks such as chase, Clout etc.. Anyhow, with the cost of living in NJ and my salary currently received a 5% cut due to a new incentive by my company to try to save jobs and I am drowning. My fiancé and I work together to pay for everything but these loan payments are ridiculous I make about 40k a year now and there is absolutely no way I can make all the loan payments plus the living expenses and other things that I need to pay. My credit score has been completely destroyed because I defaulted on some of the loans that I managed to get back to normal but they are catching up and I am at a loss for answers. My biggest fear is that since my dad was my co-signer for these loans these sharks are going to go after him, as I stated before my dad makes very little money an hour and I feel terrible if any of them got to him. If I file for bankruptcy can I take these private student loans of my back for a bit? I desperately need help, my phone is bombarded by collectors day and night, as matter of fact I don't even check my voicemails anymore because I know who they are from. All help is really appreciated!

    3 AnswersPersonal Finance1 decade ago
  • Golden Retriever Pitbull Mix Puppy!?

    I am picking up my cousins puppy a 4 month old puppy whose parents were a full breed golden retriever and pitbull. My questions is, how much weight should i expect him to get up to? The reason why I ask this, is in order for me to find out what kind of puppy food to get for him. Any help would be great!

    6 AnswersDogs1 decade ago