Keith C

My brother used my name as a reference for a federal loan without my knowledge or permission. Now I am being harassed for information by the loan company. What legal rights do I have to have my name removed from the list of references and to stop the harassing phone calls? Can I be held responsible for this loan in any way?

Should the primary beneficiary be the trust or an individual for the following types of accounts?

Roth IRA?

Traditional IRA?

Trust Accounts?

Is it ethical for a real estate agent to have us sign an exclusive buyer agent contract while we are the process of filling out papers in her office to put a bid on a house she had shown us? She did not explain it other than saying it is for houses I have shown you or will show you. Trusting her and in the excitement of filling out the other papers for the house we were planning to buy we signed the buyers agent contract without reading it. The deal on the house we were going to buy fell through. Looking through our papers we found we did not get a copy of the buyers agent contract. She gave us one at our request and that is when we discovered it was exclusive and did not expire until one year later. Call me stupid! I have! Was that process ethical and is there any way this contract can be broken?