hrland

My one year old eats table food/finger food snacks and dinner. But his breakfast and lunch are still babyfood. He just doesn't get enough food in his mouth with those little hands, it seems to me for him to get enough food, if I were to switch to table food only. I think he still needs the babyfood until he's a better eater. What's a general guidline for when babies/toddlers stop eating babyfood?

I'm closing on a house at then end of March. I've been told I have to buy title insurance. My real estate attorney even says she offers 10% off. What does that mean? what kind of insurance do you buy from an attorney? I've read the definintion of title insurance and still can't completely wrap my head around why I'd need protetcion from a "damaged title." Do I pay just one time, one fee? Or is it a monthly bill? I'd love some clarification.

I'm looking to buy a house. My agent wants us to sign a Buyer Agency agreement where I pay her a retainer and a "success fee" when we buy a house. I was pretty clear that the agent always makes their money from the commission the seller pays. That's been the way we've seen it in the past. Is this a new trend or do I need to get a new agent fast?

I'm pre-approved for a mortgage and looking for a house. We want to buy quickly because my company is probably about to be taken over. I still want to buy right now because I can make payments while I look for work, if I get laid off, but I can't get the mortgage while I'm unemployed. So if I get approved and lose my job before closing will the bank find out, do they do another check before closing? Will they pull my loan? I guess I just need to know when I'm really safe that I have my mortgage and what can happen if I lose my job in the process? Any bankers out there?