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I am struggling through the so called credit crunch. As I am one of its main instigators (I could buy a small house with my debts) I can't really complain. I have now got some permanent work. I travel a million miles a day to get there but it is work. The money could be better but, at least I can now budget my way out of the hole I am in. In the mean time I have had 30+ rejections for my novel, but that is on hold as this job does not allow for creativity as I get interupted at any time, so I have changed to writing a book on starting and running a business.