Lisa Holler

I have hearing loss.

I do not wear hearing aids.

I'm getting a new cell phone soon - thru AT&T.

Any suggestions on a good LOUD cell phone?.

Ok....I know that the 2009 First Time Homebuyer Tax Credit of $8,000 has to be repaid if the home ceases to be your primary residence within 36 months.

BUT.....I read somewhere that if you have to move, due to a job, within that time, you don't have to pay it back.

I've done some research, but can't seem to find anything that verifies that.

Hi! I'm planning on moving to the South Daytona, Florida area. I'd like to find an inexpensive apartment complex, or maybe a mobile home to rent. I have a small dog. Must be in a safe area.

Any suggestions? Opinions?

Thanks!

I’ve got a couple of questions – hopefully someone knows the answer….

I purchased a home – closed at the end of November 2008, did qualify and received the 2008 tax credit (got $6500, because I paid $65k for the house).

I now want to sell the house and would be willing to sell it for $64k. Is that $1000 loss enough of a loss that I would not have to pay the $6500 back?

Or….do I have to sell it for less than $58,500 ($65,000 – $6500 tax credit = $58,500)?

Ok…..next question…..a twist…

When I bought the home, I had a boyfriend (he lived with me in this home, but his name is not on the title, not on the mortgage).

He would like to buy this house from me, and we would probably do a land contract.

I’m thinking….if I sell it to him at a loss, I would not have to repay my $6500 tax credit, plus, he would qualify for the $8000 2009 tax credit.

As that just too sweet of a deal?

Any input you might have would be appreciated….

Ok....maybe you can settle this disagreement.....

He says that it's ok to leave the water spigot to the hose on, that we are not using any water unless we spray the hose.

I disagree.

I say it's much like leaving an appliance plugged in to the wall socket - you are still using electricity even when the appliance is not turned on.

Your opinion?

My daughter is graduating from college in June 2009. She will be a RHIA (Registered Health Information Advisor). She is wanting to move to the Orlando, FL area. What's a good, affordable area to move to? What area should she avoid?

Do I need to include his income on my tax return?

I received less than $3000 in 2007 from VA disablility...

My disability was my only income.

Should I file a tax return in order to get the stimulus payment?

I'm trying to decide whether I should file a tax return - usually I don't....

In Indiana, property taxes are for 2006, but payable in 2007. The house has been empty for the last couple of years, therefore there was no mortgage or homestead exemption. I will file for my mortgage and homestead exemption once we close (I think the filing deadline is either May or June 1st.) Will I have to pay the higher tax bill?