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channille
what do I need to do financially to start a property portfolio?
I have been reading about lots of everyday people building impressive property portfolio's (e.g. 5 or more houses) and I want to invest my money and hopefully make a very tidy retirement fund doing the same thing. my question is how do they go about it financially and can I do this too?
At the moment I earn $120,000 a year gross and have just purchased my first property 6 months ago for $420,000. I currently owe $385,000. my debts include a $3000 credit card debt and a $40,000 car debt.
where do I need to be at financially to look at buying an investment property around the $400,000 price and how do I continue to do this? I would love to be able to purchase an investment property every 6-12months. I want to rent these investment properties out.
Is this possible for me to achieve?
Anyone who can give me some advice, would be greatly appreciated.
2 AnswersInvesting1 decade agoworkers compensation question.?
I sprained my ankle at work and am currently on restricted/light duties.
I work on a mine site so I still fly up and stay for my full swing but under Dr's orders I am to do 8hr shifts instead of 12hr's and to do seated office work, instead of driving trucks.
will my rate of pay be different? or on workers compensation if you are still working do they pay you the same no matter what alternate duties they give you?
1 AnswerInsurance1 decade agoworkers compensation question.?
I sprained my ankle at work and am currently on restricted/light duties.
I work on a mine site so I still fly up and stay for my full swing but under Dr's orders I am to do 8hr shifts instead of 12hr's and to do seated office work, instead of driving trucks.
will my rate of pay be different? or on workers compensation if you are still working do they pay you the same no matter what alternate duties they give you?
1 AnswerLaw & Legal1 decade agoIdeas for home decorating - resort, holistic style?
Hey everyone..
I just bought my first home and now want to decorate it.
My house has a gorgeous outdoor entertaining area with a Koi pond and a Buddha waterfall flowing into it, I also have shade sails everywhere and bamboo fencing,
I love the tranquil feeling of the backyard and would like to decorate the rest of the house to reflect a "holistic, relaxing, resort" type feel.
I can see what I like in my head but when I try to translate it with furnuture etc.. somehow It all goes/looks wrong. I'm really struggling to complete the feel.
If anyone can help with images or links to good sites It would be so much appreciated
Thanks guys :)
1 AnswerDecorating & Remodeling1 decade agoRenters rights, final inspection..?
I rented a property for close to two years and had to break lease three months early, I continued to pay rent untill the lease expired. when I vacated the property I hired a professional cleaner and gardner and had the property in great condition. I vacated the property and dropped the keys and all cleaning reciepts off to the real estate and let them know the house was ready to re-let and left town. I just got a call from the real estate this morning as they have done the final inspection 3 months after I moved out and told me the house requires dusting and backyard needs sweeping and a few weeds pulled and light pruning. I live miles away now and can't go back to do this, and when I moved in the house had been sitting vacant for awhile and I had to dust and do some light gardining myself, the tenancy report also states that the property was dusty and yard slightly overgrown. where do I stand with this matter as I dont want to have to pay for a cleaner to go do such a small job when I have already have had the place cleaned and can I use the fact that the house was in a dusty and slighlty overgrown condition when I moved in to my favour?? thanks I have $2000.00 bond riding on this and don't really want to loose any.. I'm annoyed that they waited 3 months to do a final inspection.. the lease runs out this week
2 AnswersRenting & Real Estate1 decade agoRenters rights, final inspection..?
I rented a property for close to two years and had to break lease three months early, I continued to pay rent untill the lease expired. when I vacated the property I hired a professional cleaner and gardner and had the property in great condition. I vacated the property and dropped the keys and all cleaning reciepts off to the real estate and let them know the house was ready to re-let and left town. I just got a call from the real estate this morning as they have done the final inspection 3 months after I moved out and told me the house requires dusting and backyard needs sweeping and a few weeds pulled and light pruning. I live miles away now and can't go back to do this, and when I moved in the house had been sitting vacant for awhile and I had to dust and do some light gardining myself, the tenancy report also states that the property was dusty and yard slightly overgrown. where do I stand with this matter as I dont want to have to pay for a cleaner to go do such a small job when I have already have had the place cleaned and can I use the fact that the house was in a dusty and slighlty overgrown condition when I moved in to my favour?? thanks I have $2000.00 bond riding on this and don't really want to loose any.. I'm annoyed that they waited 3 months to do a final inspection.. the lease runs out this week.
3 AnswersLaw & Ethics1 decade agosuffering possible depression due to my job..?
I believe my job of the last 16mnths is making me depressed.. I work on a mine site driving trucks so both my mind and body are not stimulated during the day much, I dont find much time to sleep and relax due to the long hours and I stress out about working at the mine due to all the potential dangers that are present in our work enviroment.. I have become quiet and withdrawn and very emotional lately, am having trouble sleeping always feel tired and exhausted and seem to have no motivation.. I have thought its time to see a doctor and get anti depressants but due to the nature of our work we are not aloowed to operate machinery on drugs or anti depressants.. can they ask me to leave my job or will they have to find me something else to do other than drive trucks?? thanks
2 AnswersMental Health1 decade agoTypical food consumed daily of a japanese person.?
hi I would like to find some examples of a typical day of eating for a japanese person.. all meals, breakfast, lunch and tea with beverages and snacks also. thanks :)
3 AnswersEthnic Cuisine1 decade agotypical food consumed daily of a chinese person.?
hi I would like to find some examples of a typical day of eating for a chinese person.. all meals, breakfast, lunch and tea with beverages and snacks also. thanks :)
8 AnswersEthnic Cuisine1 decade agoAuthentic chinese & japanese recipe's or daily menu's online?
Hi, I'm trying to eat a lot more healthy unprocessed foods, I am a huge fan of chinese an japanese cuisines,and am trying to find authentic daily menus or recipes to follow to make lovely low fat tasty meals, but am having a hard time finding any websites that have traditional foods on them I keep finding chinese and japanese recipes that have been westernised to the piont where they are not as healthy anymore..
If anyone can point me to any good websites I'd much appreciate it.. thanks :)
3 AnswersCooking & Recipes1 decade agoCurious?? Asian Diets contain alot of rice, how come asians are usually quiet skinny?
Sorry to sound like I'm generallising but not sure how else to word the question..
I have noticed alot of asians a usually very fit and slender looking, yet thier diet consist of largly white rice. (very startchy carb) how come they are so slender when they eat a large amount of carbs.. please let me in on the secret and figure out how they do it.. because I love rice!
21 AnswersOther - Food & Drink1 decade agoCopying music files from computer directly onto itunes?
I have heaps of music files on my computer and am currently installing itunes 8. how do I get all these files to transfer over to itunes (i collected them all and sorted them into many subfolders in a main folder on the desktop and would like to know if there is any easy way to copy these files across to itunes in one move and if itunes will automatically sort the songs and artists as per I have done in the subfolders? thankyou for your help :)
1 AnswerOther - Computers1 decade agoneed help for wording an email to change jobs withing the same company?
I am trying to change roles in the same company and have aquired the email address of a manager in the area I would like to work in and am not quiet sure what I should write.. at the present I have written the following -
Att: managers name.
I am sending this email as an expression of interest in processing technician jobs that may be available in your department.
I was recommended to contact you by (persons name) when I was discussing my interest in the work that takes place at the mill with her.
At Current I am employed by (company) as a Haul Truck Operator and am Looking for a chance to challenge myself and broaden my experience in the mining Industry and am eager to learn more facets in the company pertaining to the mill..
please find attatched my resume and I thankyou for taking the time to read this email..
1 AnswerOther - Careers & Employment1 decade agoBoyf buys me expensive perfume and I cant stand the smell of it...?
What should I do?? I dont want to hurt his feelings since he did something nice for me but I really cant wear this fragrance it makes me feel sick when I smell it.. (too sweet).. should I just pop it away in the bathroom cupboard and spray it around the bathroom occasionally and hope he doesnt realise I dont wear it?? or should I wait for him to go out empty and boil out the bottle and put another purfume I do like in it or what?? please help ...
10 AnswersOther - Beauty & Style1 decade agoWhats happening to me in our relationship?? I feel like i'm loosing my labido..?
Im 27 and in my first serious relationship, i have been with my boyf for about 8months.. the first 5 or so months of my relationship my boyf and i would have sex almost everyday and couldnt keep our hands off each other, but lately i haven't been feeling like having sex or even passionatly kissing my boyf, but dont know why?? i love him more than ever, but he is getting concerned about my lack of physical contact with him lately.. he has to initiate any sex and even then he has to put alot of work into it just to get me to be in the mood, he thinks I dont love him as much or am not attrated to him anymore and wants to know why my mood is changed and what is wrong.. I have no Idea why though?? I still love him madly and find him extremley attractive and when we do have sex it is great but i just dont feel like making love or anything with him lately.. why could this be, what can I do to change things?? or even explain to him what is going on because he keeps thinking I'm hiding something emotional from him or a loss of attraction, but I'm not and I dont know how to explain it any better
1 AnswerWomen's Health1 decade agowhats happening to me in our relationship?? I feel like i'm loosing my labido..?
Im 27 and in my first serious relationship, i have been with my boyf for about 8months.. the first 5 or so months of my relationship my boyf and i would have sex almost everyday and couldnt keep our hands off each other, but lately i haven't been feeling like having sex or even passionatly kissing my boyf, but dont know why?? i love him more than ever, but he is getting concerned about my lack of physical contact with him lately.. he has to initiate any sex and even then he has to put alot of work into it just to get me to be in the mood, he thinks I dont love him as much or am not attrated to him anymore and wants to know why my mood is changed and what is wrong.. I have no Idea why though?? I still love him madly and find him extremley attractive and when we do have sex it is great but i just dont feel like making love or anything with him lately.. why could this be, what can I do to change things?? or even explain to him what is going on because he keeps thinking I'm hiding something emotional from him or a loss of attraction, but I'm not and I dont know how to explain it any better
3 AnswersSingles & Dating1 decade agoweight loss food ideas for someone who finds it hard to exercise and stuck in a truck all day..?
I work as a truck driver for a mine site and am stuck in a truck for over 12 hours a day (both day and night shift).. Due to the lack of exercise I am able to do now.. as by the time I get home and cook dinner I'm ready for bed. I have gained about 6 kgs, I am hopeful someone can give me some good Ideas af foods I can take in my truck and eat that are both satisfying and low Cal.. At the moment I tend to eat two pieces of fruit a yoghurt and mueslie bar a tin of tuna and two sandwiches over the day and a fruit juice or water to drink (this is my breakfast, lunch and snacks) Ihave a seperate dinner when I get home.. I cant acces a microwave (the truck doesnt have cigerette lighters either) and I dont have a fridge to use either I just keep a insulated lunch box with a ice brick to keep my food cold.. Thanks in advance for your helpfull ideas :)
31 AnswersOther - Food & Drink1 decade agoLow Calorie food ideas fo someone who finds it hard to exercise and stuck in a truck all day..?
I work as a truck driver for a mine site and am stuck in a truck for over 12 hours a day (both day and night shift).. Due to the lack of exercise I am able to do now.. as by the time I get home and cook dinner I'm ready for bed. I have gained about 6 kgs, I am hopeful someone can give me some good Ideas af foods I can take in my truck and eat that are both satisfying and low Cal.. At the moment I tend to eat two pieces of fruit a yoghurt and mueslie bar a tin of tuna and two sandwiches over the day and a fruit juice or water to drink.. I cant acces a microwave (the truck doesnt have cigerette lighters either) and I dont have a fridge to use either I just keep a insulated lunch box with a ice brick to keep my food cold.. Thanks in advance for your helpfull ideas :)
1 AnswerDiet & Fitness1 decade agoI put my feelings out there and now he wants to talk?? What do you think'll happen..?
I have been seeing this guy on a very casual level for a few months.. (mainly booty calls) and have sort of got the vibe he was loosing interest so I stopped making contact with him for a few weeks to see if he would bother to make an effort to contact me and got nothing, so I thought I would send him a text to sort of let him know how I felt and part ways nicely, I texted him saying that while I get the feeling he didn't find a connection with me I was actually starting to really like him , but I hope if nothing more we can remain friends.. after sending the text I got one back the following day saying that he would really like to see me and wants to have a talk face to face..
Unfortuanlty due to our work schedules I cannot get to see him for 2 weeks and now its driving me nuts what he might say..
I dont know if he is going to open up to me and maybe he does actually like me or if I am going to get rejected to my face.. seriously though guys If you were going to reject someone wouldnt you have just used that text as a way out and texted back saying sorry it didnt work out and yeah mates is cool, rather than sit down and talk... guys and girls what do you think.. Im going bonkers waiting!!!
2 AnswersPsychology1 decade agoI put my feelings out there and now he wants to talk?? What do you think'll happen..?
I have been seeing this guy on a very casual level for a few months.. (mainly booty calls) and have sort of got the vibe he was loosing interest so I stopped making contact with him for a few weeks to see if he would bother to make an effort to contact me and got nothing, so I thought I would send him a text to sort of let him know how I felt and part ways nicely, I texted him saying that while I get the feeling he didn't find a connection with me I was actually starting to really like him , but I hope if nothing more we can remain friends.. after sending the text I got one back the following day saying that he would really like to see me and wants to have a talk face to face..
Unfortuanlty due to our work schedules I cannot get to see him for 2 weeks and now its driving me nuts what he might say..
I dont know if he is going to open up to me and maybe he does actually like me or if I am going to get rejected to my face.. seriously though guys If you were going to reject someone wouldnt you have just used that text as a way out and texted back saying sorry it didnt work out and yeah mates is cool, rather than sit down and talk... guys and girls what do you think.. Im going bonkers waiting!!!
6 AnswersSingles & Dating1 decade ago