stephen.oneill

I live in the Uk and have perhaps spent too much of the last few years with work. I have got where I want to get to with work but i've noticed that all my friends have setted down now, is it possible to find love online?

Today a potential spanner has been thrown in the works with regard to people claiming back their bank penalty charges.

Lloyds TSB today became the first bank to win a court case after being sued by a customer for imposing allegedly unfair overdraft penalty charges. District Judge Cooke, at Birmingham County Court, dismissed a claim for £2,545 from Kevin Berwick, who argued that Lloyds TSB’s charges for having an unauthorised overdraft were illegal contractual penalties.

He said that the Lloyds TSB’s charges were in fact legitimate fees for servicing an account that was overdrawn, and as such were legal.

As this judgment has come from a district judge, it is not binding on any other court, in the way that a High Court judgment might be, which gives some comfort to those of us that are pursuing claims against our banks for penalty charges. However, as the first judgment of any kind in this sort of case, it is a bit of a blow.

In what has been described as a “modern day David and Goliath” battle, a man from Swindon, took on the supermarket giant after it refused to compensate him fully for damage done to his van by contaminated fuel.

Despite Tesco’s admission of liability for selling Mr Bond 61 litres of diesel that had been contaminated with water, it balked at paying more than 25 per cent of his £3,400 repair bill. After chasing the debt for three years Mr Bond secured a High Court judgment against Tesco in December. As the supermarket chain continued to stall, the court ordered enforcement officers to impound goods until it had cleared its debt. So last Thursday shoppers at the St Oswald’s Road Tesco Extra store in Gloucester watched as bailiffs strolled in and roped off £60,000 of its finest wines and liquors. Staff were warned that they would be in contempt of court if they tried to sell the goods which were under a walking possession. Looks like no-one is safe!