Ann Karen Campoamor

i am a bpi family account holder and I used to withdraw money from BPI ATM machines only to avoid charges. Yesterday I withdraw money from BPI ATM machine at SM City Cebu opposite to National book store but when i checked my ccount today through online banking i wonder why they deducted 10 php and it's written there 05SI service charge. I searched over the internet for me to know what does it mean, and it only give me one answer - 10 php deduction if you withdraw from other machines. So why they're charging me if i use only BPI ATM machine?

If somebody knows more about this 05SI service charge please share your knowledge because i am very disappointed.

thank you

my mother and i are not close as any other mothers and daughters out there. it was my grandmother who raised me and now it's been a year since a lived with her. my boyfriend and i are planning to get married (civil wedding) this December and i wanted to tell my mom that i am getting married but i don't know how to start the conversation that she will listen and understand me. she have lots of plans and expectations from me, i know i'm still 24 but i want to settle down. this December i am going home to Philippines for marriage and i want to convince her to go home with me and to witness the very important event of my life. i need your opinions or advices. thank you!