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I would like to find out if it is at all possible to be able to buy into a company before it puts it's Initial Public Offering on the stock market. I've heard from some other people that you can buy shares before it goes public. Is this true or false? If it is true how do you go about doing so?

I've heard that you can buy the stock in the company before it goes public; is that true or false. If it is true how do you go about it. I really need help!

I bought the 2 year Apple Care program with the phone. But what about the insurance program that AT&T says to get? Is it necessary? I have had a Samsung Impression (with a glass front) for almost 2 years. I would hate to just throw away my money on purchasing an expensive insurance policy for this phone unless I really should. I am on a fixed income (under $800.00 a month) and I am not careless with my things. If I should get this insurance which one should I get? I see some fairly inexpensive programs and AT&Ts' which is awfully expensive. Please if anyone can give me some good practical advice I would appreciate it greatly.

I have been by myself for the last two years and would like to find someone to date. I have had bad self-esteem problems but I know I am a good person. What is the best way for me to find someone who I can find a decent relationship with? I am very afraid of being hurt again, but I am tired of being by myself. This is a problem that doesn't make sense to me because I never used to feel this way. I have one friend that i watch movies with after church but nothing else. Why do i feel so stuck?