Alpha Beta

Does anyone actually own one who can comment?

Do you consider it to be a well crafted airplane?

Do you consider it a good value?

If one's has a capital gain which results in a $5000 is tax liability, can that this be offset by losses from something other than a capital gain loss (ex. a business loss of $5000 offsets a capital gain of $5000)?

I would like to ask for a reasonable theory for a god or a creator, one that can be tested (ex. a theory that suggests where to look for a creator or how a creator actually creates). Serious answers or ideas only. If you can't think critically about this question and offer up a good theory, please don't respond (I am not interested).

We're looking to refinance a rental property we have. Very desirable gated neighborhood, waterfront property with deeded boat slip, and has an 80% loan to value? So far, everyone is asking for 75% LTV.

We own three waterfront condos in a small association of 12 units. Located in upscale neighborhood of luxury homes. We've never had a vacancy, but we would like to refinance one of them. However owning 3 of 12 units, we've met with lenders invoking a rule that only a certain percentage of units can be non-owner occupied. They are well maintained, we have long term leases and always had quality tenants. Loan to value ratio would be about 85%. The value has gone up since we purchased 2 years ago (not down). What options are there out there to refinance?

In some states, property values are based on approximate market value, times half or some other method. What is the method used in Florida (St. Lucie County)?

I'm trying to comprehend short sales in real estate. If a short sale has already closed on a property, is there any risk (other than normal risks for buying any proprerty) in buying that property? This assumes the property appraises for at least the purchase price.