Kristine

a few months ago i was jobless and homeless and ended up in the hospital in a state that i was not a resident of and the hospital sent me to like a psych ward/rehab place and that place wouldnt release me because they had nowhere to release me to until they got a hold of my parents and my parents came and got me and i got two bills from the hospital and one bill from the other place and i have a job but i dont get many hours and there really arent many options for jobs where i live i made payment arrangements with the hospital for two bills and i can just barely make the payments each month and the other place didnt send a bill until just recently and its over $9,000 and they wont give me a payment arrangement that works for me they want almost $2,300 a month for 4 months which i cant do i make less then $300 a month right now since that payment arrangement doesnt work they want me to get a loan from a bank but i dont have a credit history and no one would cosign and i dont make enough money to afford another bill each month my mom says that i should just file for bankruptcy my parents dont have the money to loan me and refuse to cosign anything for me or really help me in any way i dont want to have to file for bankruptcy because i dont want bad credit to start my credit history and i was hoping to go to college in the next few years (which would require loans) im only 19 and i have a daughter whos 10 months (she lives with her dad - she was not with me when i was homeless and all of that) and i want to be able to set the best example for her as i can and ive already messed up so is bankruptcy the best option or does any one have any ideas on what i should do?

i started dating this guy and things were great i loved being around him and from what i could tell he at least enjoyed being around me and thought he wanted to be in a relationship with me he would call me almost every day and he would ask me to call him later or the next day after i got off work and i would and we would talk on the phone more than text and then one day he told me to call him the next day when i got off work so i did and got the unavailable message you get when someones phone was shut off (bill not paid on time/lost/stolen one) and then i tried the next day and same thing and then i waited a day because i knew he would be busy most of the day and then a friend told me to try the next day and i get a message that the person you are trying to reach is out of the service area and then i waited and a different friend said i should try again a couple days later and same message and im not sure whats going on! and i dont know what to do! =S should i try to contact him again in a day? a few days? let him contact me? any ideas? and at what point should i consider it over between us?

help please!

thanks in advance for any responses

i met a guy on he internet. we sent messages for about 2 weeks then we exchanged numbers. we texted and then we met saturday. we had talked about meeting but never made plans and i was in town and he texted me so i asked him if he wanted to meet and we did. i thought things went pretty well and after i went home he texted me. yesterday i didnt hear from him and i havent heard from him so far today. we had talked about meeting up again later this week like thursday. i dont really know his work schedule so he might just be busy but do you think hes still interested and should i text him? if so when? any ideas what to say?